Nieuwe risico’s

Afwachten of anticiperen?

Programma1. Opening door dagvoorzitter Tom van ‘t Hek

2. Prof. dr. ir. Erik Fledderus (TNO)

3. Rosalie André, MSc (Philips)

4. Pauze

5. Yuri van Geest, MSc

6. Afsluiting door dagvoorzitter Tom van ‘t Hek

7. Netwerkborrel

VNAB event - Nieuwe risico's, Eindhoven 08.10.2014

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Dagvoorzitter

Tom van ‘t Hek

VNAB event - Nieuwe risico's, Eindhoven 08.10.2014

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Erik Fledderus

Principle Scientist ICT (TNO)

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| Trends Transitions TNO

TRENDS & TRANSITIONS

– AND THEIR IMPACT ON

VNAB

Erik Fledderus

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| Trends Transitions TNONew risks for VNAB

NEW WAYS

New risks – new adventures, hazardous

undertaking

15-17th century: new, unknown ship routes

Today: which new routes are taken?

(innovations)

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Thomas Lange, 1796 – 1841

Captain

| Trends Transitions TNONew risks for VNAB

RISKS AND TECHNOLOGY

Technology based innovations – and

unexpected outcomes

Examples – at the beginning: good idea

Asbestos

Chrome-paint pigments

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| Trends Transitions TNONew risks for VNAB

RISKS AND TECHNOLOGY

Technology based innovations – and

unexpected outcomes

Examples – at the beginning: good idea

Asbestos

Chrome-paint pigments

Examples – (consuming) lower risk

ABS

Diet food

8 thehealthyboy.com

| Trends Transitions TNONew risks for VNAB

RISKS AND TECHNOLOGY

Technology based innovations – and

unexpected outcomes

Examples – at the beginning: good idea

Asbestos

Chrome-paint pigments

Examples – (consuming) lower risk

ABS

Diet food

Some main trends

Sources: VvV, DG CONNECT Advisory Forum

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| Trends Transitions TNONew risks for VNAB

TRENDS AND GAME CHANGERS

Better insight in body

functioning

Better insights in how eco-

systems societal

processes work

Virtual modelling and testing

Efficient manufacturing

technology

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Miniaturisation of products

and processes

Increased intelligence in

products (AI)

Robots / cyber physical

systems

Omnipresent networks

Smart materials

| Trends Transitions TNONew risks for VNAB

ICT-BASED TRENDS WITH GREAT IMPACT

Internet of Things

Making Sense of Big Data

The quantified Self

Cognitive Systems of Systems

Participation in Design

The relational self

ICT developments lower boundaries

The pervasive role of cyber security

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| Trends Transitions TNONew risks for VNAB

RISKS AND NEW BUSINESS MODELS

Even more exiting: your customers are moving towards new business

models, enabled by new technological options – are they enabled by

you?!

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| Trends Transitions TNONew risks for VNAB

RISKS AND NEW BUSINESS MODELS

Even more exiting: your customers are moving towards new business

models, enabled by new technological options – are they enabled by

you?!

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Business model 1:

• Drivers: decreased risk-

appreciation, IoT, big

data, integrated service

model

• New risks: complex

unknown chain of

failures, dependencies,

impact

• Possible unexpected (!)

behavior: ‘ABS’

• Interesting: moving

perspective – from

consumer to

manufacturer

| Trends Transitions TNONew risks for VNAB

RISKS AND NEW BUSINESS MODELS

Even more exiting: your customers are moving towards new business

models, enabled by new technological options – are they enabled by

you?!

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Business model 2:

• Drivers: data business-

eco-system, efficiency /

scarcity, IoT, big data

• New risks: quality of data

and information and its

downstream effect

• Interesting: cooperation

with NMi

| Trends Transitions TNONew risks for VNAB

RISKS AND NEW BUSINESS MODELS

Even more exiting: your customers are moving towards new business

models, enabled by new technological options – are they enabled by

you?!

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Business model 3:

• Drivers: multi-actor

composition of products

and services, 3D printing,

participatory design

(OI2.0)

• New risks: absence of

standards, liability

• Interesting: (design)

standards, comparable

how open source is used

by large companies

| Trends Transitions TNONew risks for VNAB

CHALLENGING

Society has various emotional reactions

regarding innovation, including fear

What is your reaction regarding these

innovations? [fear, worry, amazement, excitement]

Specific worry about the far-reaching possibilities of big data

Can you imagine a ‘feel good’ movie about big-data and

insurance?

Can we bring ethics in the design of

technology – so we can accompany

developments instead of opposing?

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| Trends Transitions TNONew risks for VNAB

CONCLUSIONS

‘Risk’ is closely connected with ‘innovation’ – taking new routes:

VNAB can enable innovation

The most challenging effect of technology: enabling new business

models of your customers

Both ‘integrated service’ and ‘uncertain eco-system’ are challenging

VNAB can be a driving-force in bringing ethics in the design of new

innovations and business models

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| Trends Transitions TNO

THANK YOU FOR

YOUR ATTENTION

Rosalie André

Insurance Director (Philips)

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Delivering innovation thatmatters to you

Rosalie AndréInsurance director

8 October 2014

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Agenda 1. Introduction2. Responding to global challenges3. Delivering innovation that matters to you4. Creating the future… in horticulture5. Innovation and insurance6. Conclusion

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Responding to global challenges

With our understanding of many of the longer-term challenges our world faces, we see major opportunities to apply our innovative competencies and create value for our stakeholders.

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We see a growing need for health care

2000 2050

The world’s population aged 60 and older

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We see increased focus on personal well-being

Only 62% of people around the globe rate their current state of health and well-being as “good” or “very good”.

Well-being of people around the world

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We see rising demand for energy-efficientsolutions

Lighting

The world’s electricity consumption

Average saving we can make by switching to energy-efficient lighting solutions

40%

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Our vision At Philips we strive to make the world healthier and more sustainable through innovation.

Our goal is to improve the lives of 3 billion people a year by 2025.

We will be the best place to work for people who share our passion.

Together we will deliver superior value for our customers and shareholders.

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Sluit de strategie van uw bedrijf aan op de kansen danwel uitdagingen van de komende jaren?

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How we innovate for you

We bring together our R&D and design expertise and our local business-creation capabilities to address people’s needs.

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Creating the future of health care and saving lives

Leveraging deep consumer insightsand smart technology

Leading the digital lighting revolution

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Improving the lives of 3 billion people

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How does the insurance industry innovate for its clients?

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Innovation and insurance

Penalties

Cloud servicesCompliance

Cyber TerrorismCo-creation

Subcontracting

Supply chain3D printing

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Innovation and insurance

Internet base insurance solutions

Risk financing

Intangible

assets

Tangible

assets

Company assets

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Conclusion

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Embrace our time:

• Invest to understand technology and its impact

• Rejuvenate industry

Lead change!!

Conclusion

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Innovate relevant solutions:

• Know your client!!!

• Understand what are their true assets and which risks keep them awake!

• Co-create with them.

• Push boundaries of insurable risks.

Conclusion

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Disruptive innovation in insurance happened in year 1730, Who will replicate this in our times!

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A new brand lineExpressing and summarizing our brand promise “Philips delivers innovation that matters to you”

It encapsulates the magic that arises when a deep understanding of people inspires innovations that people truly want and need, making a meaningful difference to their lives. This sets us apart and makes us different.

This makes us Philips.

Pauze

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Yuri van Geest

Singulariteit Specialist

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Yuri van Geest

Author The Exponential Organization

Dutch Ambassador Singularity University

MD of Singularity University Summit Europe

Quantified Self Europe

Singularity, Exponential

Technologies and Exponential

Organizations

Page 11

HTML (text) VideoSocial

Profiles

Location

Quantified Self

Health Data

Sensor Networks

Internet of Things

New information layers

The best vision on the future is

peripheral vision

Technological Domains

CONVERGENCE

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EXPONENTIAL GROWTH &THE LAW OF ACCELERATING RETURNS

Credit: Ray Kurzweil and KurzweilAI.net

Software will eat the world, in all sectors. Companies need to adapt or they will become extinct.

In the future every company will become a software company.

Mark Andreessenfounder of Netscape,

renowned Venture Capitalist Andreessen-Horowitz

Everything will become digital

• social, mobile & online for front-end functions

• nanotech, robotics, 3D printing, sensors, AI

• crowdsourcing (leveraging the crowd), DIY*, P2P**, crowd companies, AI, Nanofactories

•

*Do-It-Yourself: Movement of people who create things without the help of experts or professionals

•**:Peer-to-Peer: a decentralized network leveraging direct interactions between people

Drones ‘Unmanned aerial vehicles (UAV) controlled remotely by a human or autonomously by computers.’

Sensors‘Electronic device used to detect or sense a signal or a physical condition and respond to this using actuators; read and write. A.k.a.:Internet of Things / Quantified Self’

Key Developments

How Data is Gathered

• little data, isolated, ad hoc with little variety

• more data, open standards, connected, more real-time and more variety

• broader, deeper, real-time and remixed data

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MC10 - Nano Tattoo Sensors

Artificial Intelligence‘Computer science concerned with making machines and software behave like humans.’

Google DeepMind: Deep Learning + QUANTUM COMPUTING

Big Data

$500M

acquired byGoogle for

Artificial Intelligence

Robotics‘Technology that deals with the design, construction and programming of robots and computer systems.’

University of Oxford: 47% of all jobs at risk in the next 20 years

•

Transport, logistics, retail and office roles most likely to come under threat

The key to winning the race is not to compete against machines but to compete with machines

Andrew McAfee (MIT)best-selling author,

Race Against the Machine, Second Machine Age

Robot Jobs

“

”

EXPONENTIAL

ORGANIZATIONS

Definition

An Exponential Organization (ExO) is one whose impact (or output) is disproportionally large — at least 10x larger — compared to its peers because of the use of new organizational techniques that leverage exponential technologies.

Best ExOs

Do ExOs Really Work?

EXPONENTIAL ORGANIZATIONS

(e)Book by

Salim IsmailYuri van Geest

Michael Malone Peter Diamandis

Global launch October 14th 2014 by Singularity University Press

#2 Bestseller at Amazon in PRE-ORDER STATUS

Free Survey to see if you are Exponential or not?

www.exponentialorgs.com

Yuri van Geest

Author THE EXPONENTIAL ORGANIZATION

Dutch Ambassador Singularity University

MD of Singularity University Summit Europe

+31 6 113 19 290 @vangeest

www.singularityuniversity.nl

Yuri.vangeest@singularityu.org

Dagvoorzitter

Tom van ‘t Hek

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Exponential organizations

Why new organizations are ten times better, faster and cheaper than yours

(and what to do about it)

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Aankomende VNAB events

• 4 november – HR bijeenkomst

• 6 november – Marktdiner

• 10 november – Sanctiewetgeving

• 8 december – Algemene Ledenvergadering

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Bedankt voor uw aandacht!

@vnabNL

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