Download - Blockchain en vertrouwensdiensten, Digitaal Zakendoen, Bunnik, June 16th 2016

tomorrow’stransactionstoday

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BlockchainenvertrouwensdienstenCongres Digitaal Zakendoen,16juni 2016

PascalVanHecke,Innopay

2 Blockchainenvertrouwensdiensten, PascalVanHecke,16juni 2016.©InnopayBV

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InnovationexpertsinPayments,DigitalIdentityandE-Business

• Foundedin2002

• Partners:ShikkoNijland&Douwe Lycklama

• HQinTheNetherlands,Amsterdam

• 20+consultantsplusInternationalnetworkofassociatedexperts

• Threecorepractices:Payments,DigitalIdentityandE-Business

• Strategy,co-creationandtransformation

• GeographicalfocusonEU

• Memberofa.o. EBA,ECPandEPCA

• FoundingmemberofHollandFintech


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Thethreepracticescontinuouslyprovideclientswiththelatestknowledgeandinsights

DigitalIdentity

E-business• Internetenablesservicestobereachableviathedigitalchannelandcausesbusinesstoengageindigitaltransformation

• Innopayhelpscompaniestoofferdigitalservicesandprovidesstrategiestosupporttheirdigitaltransformationprocess

• Duetoplace-independentcommerceitisbecominganecessitytoidentifyyouronlinecustomers

• Innopayworksfor several collaborative trust frameworksandalsohelpsorganisations todealwithonlineidentification,authenticationandverificationprocessesoftheircustomers

• ThematuringInternetandtheenduringmobilerevolutionchangecontextsofcommerce.Businessesandconsumersdemandrealtimeservices,anyplaceanytime

• Innopaysupportsclientsacrossthepaymentsvaluechaintoadapttonewdemandsandexploittheopportunitiesofthisnewreality

Payments

Douwe [email protected]+31655711150

HugoLö[email protected]+31624395600

[email protected]+31642102058


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Agenda

Blockchain?

Blockchain andtrustservices

Applicabilityhereandnow


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Red sends 1.1 to green

Blue sends 3 to green

Grey sends 1 to red

Blue sends 3 to red

Red sends 1.1 to grey

Red gets 50 for the puzzle!


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Proofofexistence/timestamping


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Abstraction->sharedledger


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Multistakeholder


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Multistakeholder:authorizations

“The user at your websiteis authorized to perform this

action on behalf of company XY NV”


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Multistakeholder


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Publicorpermissioned…

Public:

• Noprivacy/confidentiality• Nofinality• Uncertaintyabout:

− Longtermviability− Regulatoryissues

Permissioned/Private/Consortium:

• Alternativeconsensusmechanism• Verymuchtopicofresearch• Greyzonebetweendb

synchronizationandblockchain


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Slowandprimitive,but…

Promise:

A15-yearoldcandeploybusinesslogicthatis:

• Verifiable• Immutable• Untamperable• Untouchable


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Sharedlogicontopofshareddata!


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Multistakeholder:identity

“I know the user at your customer’s websiteand this is her BSN”


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Smartcontractsandidentity

”Proxycontract”

• Actingonbehalfofindividual(…orgroup,groupofcontracts...)

• Controlpolicyisinthecontractitself

• Examples:− Multisig/multifactor− Revokeandrestorepolicy

− compromise,insanity…− Policygovernance

->Roleoftrustedparties!


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Uport (notyetreleased)

User-centricidentity

• Cryptographicallytiesattributestoidentifier(proxycontract)

• SigningkeyandAuthenticationkeyaspropertyofaproxycontract

• Attributesaresignedbyidentityproviders(orpeers)

• Attributesaredisclosedtorelyingpartiesviapeer-to-peerprotocol(noIDPsurveillance)


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Hier en nu?

Publicchains?

• Notarising• Maybeinfuture:

− Identity− Trustlayer

• Coolnessfactor/marketing?

Permissioned

• Greenfield/research• Situationswhereyouneed

quick/flexibleonboarding• Standardizationneeded


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Contactus!www.innopay.com