Blockchain en vertrouwensdiensten, Digitaal Zakendoen, Bunnik, June 16th 2016
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tomorrow’s transactions today Blockchain en vertrouwensdiensten Congres Digitaal Zakendoen, 16 juni 2016 Pascal Van Hecke, Innopay
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Transcript of Blockchain en vertrouwensdiensten, Digitaal Zakendoen, Bunnik, June 16th 2016
tomorrow’stransactionstoday
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BlockchainenvertrouwensdienstenCongres Digitaal Zakendoen,16juni 2016
PascalVanHecke,Innopay
2 Blockchainenvertrouwensdiensten, PascalVanHecke,16juni 2016.©InnopayBV
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InnovationexpertsinPayments,DigitalIdentityandE-Business
• Foundedin2002
• Partners:ShikkoNijland&Douwe Lycklama
• HQinTheNetherlands,Amsterdam
• 20+consultantsplusInternationalnetworkofassociatedexperts
• Threecorepractices:Payments,DigitalIdentityandE-Business
• Strategy,co-creationandtransformation
• GeographicalfocusonEU
• Memberofa.o. EBA,ECPandEPCA
• FoundingmemberofHollandFintech
3 Blockchainenvertrouwensdiensten, PascalVanHecke,16juni 2016.©InnopayBV
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Thethreepracticescontinuouslyprovideclientswiththelatestknowledgeandinsights
DigitalIdentity
E-business• Internetenablesservicestobereachableviathedigitalchannelandcausesbusinesstoengageindigitaltransformation
• Innopayhelpscompaniestoofferdigitalservicesandprovidesstrategiestosupporttheirdigitaltransformationprocess
• Duetoplace-independentcommerceitisbecominganecessitytoidentifyyouronlinecustomers
• Innopayworksfor several collaborative trust frameworksandalsohelpsorganisations todealwithonlineidentification,authenticationandverificationprocessesoftheircustomers
• ThematuringInternetandtheenduringmobilerevolutionchangecontextsofcommerce.Businessesandconsumersdemandrealtimeservices,anyplaceanytime
• Innopaysupportsclientsacrossthepaymentsvaluechaintoadapttonewdemandsandexploittheopportunitiesofthisnewreality
Payments
Douwe [email protected]+31655711150
HugoLö[email protected]+31624395600
[email protected]+31642102058
4 Blockchainenvertrouwensdiensten, PascalVanHecke,16juni 2016.©InnopayBV
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Agenda
Blockchain?
Blockchain andtrustservices
Applicabilityhereandnow
tomorrow’stransactionstoday
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Red sends 1.1 to green
Blue sends 3 to green
Grey sends 1 to red
Blue sends 3 to red
Red sends 1.1 to grey
Red gets 50 for the puzzle!
6 Blockchainenvertrouwensdiensten, PascalVanHecke,16juni 2016.©InnopayBV
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Proofofexistence/timestamping
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Abstraction->sharedledger
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Multistakeholder
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Multistakeholder:authorizations
“The user at your websiteis authorized to perform this
action on behalf of company XY NV”
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Multistakeholder
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Multistakeholder
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Publicorpermissioned…
Public:
• Noprivacy/confidentiality• Nofinality• Uncertaintyabout:
− Longtermviability− Regulatoryissues
Permissioned/Private/Consortium:
• Alternativeconsensusmechanism• Verymuchtopicofresearch• Greyzonebetweendb
synchronizationandblockchain
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14 Blockchainenvertrouwensdiensten, PascalVanHecke,16juni 2016.©InnopayBV
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15 Blockchainenvertrouwensdiensten, PascalVanHecke,16juni 2016.©InnopayBV
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16 Blockchainenvertrouwensdiensten, PascalVanHecke,16juni 2016.©InnopayBV
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17 Blockchainenvertrouwensdiensten, PascalVanHecke,16juni 2016.©InnopayBV
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Slowandprimitive,but…
Promise:
A15-yearoldcandeploybusinesslogicthatis:
• Verifiable• Immutable• Untamperable• Untouchable
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Sharedlogicontopofshareddata!
19 Blockchainenvertrouwensdiensten, PascalVanHecke,16juni 2016.©InnopayBV
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Multistakeholder:identity
“I know the user at your customer’s websiteand this is her BSN”
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21 Blockchainenvertrouwensdiensten, PascalVanHecke,16juni 2016.©InnopayBV
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Smartcontractsandidentity
”Proxycontract”
• Actingonbehalfofindividual(…orgroup,groupofcontracts...)
• Controlpolicyisinthecontractitself
• Examples:− Multisig/multifactor− Revokeandrestorepolicy
− compromise,insanity…− Policygovernance
->Roleoftrustedparties!
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Uport (notyetreleased)
User-centricidentity
• Cryptographicallytiesattributestoidentifier(proxycontract)
• SigningkeyandAuthenticationkeyaspropertyofaproxycontract
• Attributesaresignedbyidentityproviders(orpeers)
• Attributesaredisclosedtorelyingpartiesviapeer-to-peerprotocol(noIDPsurveillance)
23 Blockchainenvertrouwensdiensten, PascalVanHecke,16juni 2016.©InnopayBV
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Hier en nu?
Publicchains?
• Notarising• Maybeinfuture:
− Identity− Trustlayer
• Coolnessfactor/marketing?
Permissioned
• Greenfield/research• Situationswhereyouneed
quick/flexibleonboarding• Standardizationneeded
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tomorrow’stransactionstoday
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Contactus!www.innopay.com
