Ap „qv$s r h©rÑ y„ pZpL$ue...

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Page 1: Ap „qv$s r h©rÑ y„ pZpL$ue dpN®v$i®L$simplysimple.in/pss-series/gujarati/Gujarati_-_4_Financial_Road...Æh_ rhsphp¡ `R>u 30 hj®_y„ r_h©rÑ Æh_ kpd¡ lp¡e R ... Ap\u

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A¡L$ ìe[¼s_u kf¡fpi _p¡L$fu Apif¡ 30 hj®_u lp¡e R>¡. hmu, sbubu rhop_dp„ ky^pfZp_¡ Apcpfu gp¡L$p¡ lh¡ 80 hj®\u

`Z h^y Apeyóe Æhhp gpÁep R>¡. Ap_p¡ A\® r_h©rÑ Æh_ `Z 30 hj®_y„ lp¡C iL¡$ R>¡. Ap\u sd¡ 30 hj®_y„ _p¡L$fu_y„

Æh_ rhsphp¡ `R>u 30 hj®_y„ r_h©rÑ Æh_ kpd¡ lp¡e R>¡. Ap 30-30 Q¡g¡ÞS> R>¡ A_¡ Ap`Zp dp¡V$p cpN_p gp¡L$p¡ dpV¡$ Ap

e\p\® R>¡. iy„ sd¡ 30-30 Q¡g¡ÞS> dpV¡$ s¥epf R>p¡? sp¡ s¡d_p¡ kpd_p¡ L$fhp s¥epf fl¡hpdp„ dv$v$ê$` \C iL¡$ A¡hu AdyL$ dpN®v$ri®L$p

_uQ¡ dyS>b R>¡:

hl¡gu iê$Aps L$fp¡

Ap_„qv$s r_h©rÑ_y„ _pZpL$ue dpN®v$i®L$

gÿe õ\pr`s L$fp¡

fp¡L$pZL$pf i¥nrZL$ `l¡g

Üpfp i¥nrZL$ î¡Zuâp¡. rkçàgu tk`g™

Sy>Ap¡, iuMp¡ A_¡ dÅ gp¡!âp¡a¡kf rkçàgu tk`g kp\¡

r_h©rÑ dpV¡$ `|fsu s¥epfu_u Qphu A¡ s¡ dpV¡$ i¼e s¡V$gu hl¡gu iê$Aps L$fhu s¡ R>¡. sd¡ hl¡gu iê$Aps L$fp¡ Ðepf¡ sdpfp„

fp¡L$pZp¡_¡ h©qÙ `pdhp dpV¡$ `|fsp¡ kde dm¡ R>¡ A_¡ Q¾$h©qÙ_u i[¼s_p¡ gpc dm¡ R>¡. Ap\u sdpfu L$pfqL$v$} iê$ L$fsp„ S>

spÐL$prgL$ r_h©rÑ dpV¡$ r_ep¡S>_ L$fhpdp„ L$iy„ S> Mp¡Vy„$ _\u. sd¡ hl¡gu iê$Aps L$fp¡ Ðepf¡ r_h©rÑ c„X$p¡m_u h©qÙ dpV¡$ sd¡ h^y

kdeNpmp¡ Ap`sp lp¡hp\u sdpfu r_h©rÑ_y„ ep¡Nv$p_ Ap¡Ry>„ lp¡e R>¡.

sdpfu r_h©rÑ dpV¡$ bQs L$fhp_y„ iê$ L$fp¡ s¡ `|h£ sdpf¡ L¡$V$gu bQs L$fhu Å¡CA¡ s¡ ÅZu g¡hy„ S>ê$fu R>¡. AdyL$ d|mc|s

NZsfu sd_¡ dv$v$ê$` \C iL¡$ R>¡. r_h©rÑ `R>u v$f drl_¡ Dv$chi¡ A¡hy„ sd_¡ gpN¡ s¡ kh® MQ® Dd¡fsp flp¡ A_¡ Ðepf bpv$

s¡ fL$d_¡ 240 (30 hj® x 12 drl_p)\u NyZp„L$ L$fp¡. Ap sdpfy„ cp„M¡gy„ gÿe R>¡. v¡$Musu fus¡ S> Apdp„ L$p¡C gp¡_ bpL$u _\u

A_¡ sd¡ A_¡ sdpfp Æh_kp\u b„_¡_y„ Apfp¡Áe hudp_y„ `|fsy„ fnZ R>¡, L$pfZ L¡$ Ap¡tQsp¡ sbubu MQ® r_h©rÑ `òps sdpfu

bQsdp„ dp¡Vy„$ NpbXy„$ L$fu iL¡$ R¡ A¡hy„ ^pfZpdp„ g¡hpey„ R>¡.

Page 2: Ap „qv$s r h©rÑ y„ pZpL$ue dpN®v$i®L$simplysimple.in/pss-series/gujarati/Gujarati_-_4_Financial_Road...Æh_ rhsphp¡ `R>u 30 hj®_y„ r_h©rÑ Æh_ kpd¡ lp¡e R ... Ap\u

sdpfu AphL$ h ¡ sd¡ sdpfp fpL¡ $pZ_p làspAp¡ `Z h^hp ÅC¡ A.¡ sdpfp v$f CÞ¾$udÞ¡ V$_p¡ cpN sdpfu r_hr© Ñ_u bQsdp„

kdr`s® L$fp,¡ S>\¡ u sdpfu L$dpZu_p 10 V$L$pA¡ s_¡ ¡ Åmhu iL$p.¡ sd¡ p„ klS¡ > rhgb„ `Z sd¡ OZp b^p `pR>m dL| $u iL$¡ R>.¡

r_hr© Ñ r_epS¡ >_dp„ cf`f| õh-r_eÓ„ Z_u AphíeL$sp fl¡ R>.¡ sd¡ hpõshdp„ r_hr© Ñ dpV$¡ se¥ pf _l] \pAp¡ Ðep„ ky u sdpfu bQsp_¡ ¡ õ`i® `Z _l] L$fp,¡ L$pfZ L$¡ sdpfu bQsdp\„ u sd¡ S>V¡ $gu hpf hlg¡ p¡ D`pX$ L$fip¡ sV¡ $gp¡ sd¡ Q¾$hq© Ù_p¡ gpc âpàs L$fhp\u s_¡ ¡ fpL¡ $ip.¡sd¡ _p¡L$fu bv$gu L$fp¡ Ðepf¡ sdpfy„ âp¡rhX¡$ÞV$ a„X$ (`uA¡a) D`pX$u g¡hp_¡ bv$g¡ sdpfu _hu L„$`_u_p Mpspdp„ s¡ V²$pÞkaf L$fu v$p¡. D`fp„s `p„Q hj®_u A„v$f sdpfp `uA¡adp„\u _pZp„ D`pX$ip¡ sp¡ h¡fp¡ gpNi¡ s¡ `Z epv$ fpMp¡.Ap\u i¼e lp¡e Ðep„ ky^u A_¡ L$p¥Vy„y$rbL$ gÁ_p¡ L¡$ sbubu L$V$p¡L$V$uAp¡ S>¡hp qL$õkpdp„ `Z sdpfu r_h©rÑ_u bQsp¡_¡ lp\ gNphhp_y„ V$pmp¡.

fp¡L$pZ_p¡ kp¥\u dlÒh`|Z® A¡L$ rkÙp„s C[¼hV$u A_¡ X¡$åV$ hÃQ¡ AõL$epdsp¡_p X$pChrk®qaL¡$i__p¡ R>¡. Ap_y„ L$pfZ AgN

AgN AõL$epds hNp£ Sy>v$p Sy>v$p kde¡ rcÞ_ rcÞ_ fus¡ L$pd L$f¡ R>¡. D`fp„s kde hushp kp\¡ C[¼hV$u A_¡

X¡$åV$_p âdpZdp„ `Z a¡fapf L$fhp¡ Å¡CA¡. sd¡ eyhp_ lp¡ Ðepf¡ C[¼hV$udp„ fp¡L$pZ_y„ âdpZ dp¡Vy„$ lp¡hy„ Å¡CA¡, S>¡\u s¡_¡ fdhp

dpV¡$ h^y kde dm¡ R>¡. dpZk_u Jdf h^¡ s¡d C[¼hV$u âdpZ ^ud¡ ^ud¡ Ap¡Ry>„ \hy„ Å¡CA¡ A_¡ X¡$åV$_y„ âdpZ ^ud¡ ^ud¡

h^hy„ Å¡CA¡.

h^y L$dpZu L$fp¡, h^y fp¡L$pZ L$fp¡

cfp¡, c|gu ÅAp¡

`p¡sp_¡ dpV¡$ bQs L$fp¡. sdpfp bpmL$p¡ dpV¡$ F>Z gp¡

X$pChrk®apC L$fp¡

10% ìe|lfQ_p

çeyÃeyAg a„X$dp„ fp¡L$pZp¡ bÅf_p„ Å¡Mdp¡_¡ Ap^u_ lp¡e R>¡. L©$`ep kh® ep¡S>_p k„b„^u v$õsph¡Å¡ L$pmÆ`|h®L$ hp„Qp¡.

AõhuL$pf: a D¼s ìe¼s L$fg¡ p Arcâpep¡ a¼s dprlsu dpV$¡ R>¡ A_¡ L$pC¡ `Z fpL¡ $pZ, L$p__| u L$¡ L$f kb„ „ u kgpl sfuL$¡ s_¡ ¡ NZh„ y _l].

a in¥ rZL$ îZ¡ u kL„ $ë`_pÐdL$ ApgM¡ _ R>¡ A_¡ sd¡ p„ kL„ $mpeg¡ p„ A_¡ dlÒh`Z| ® OZp„ b^p„ `pkp„ kpdg¡ _ `Z lpe¡ . Ap îZ¡ u_p¡ ls¡ y s¡

apC_pÞk `f bp¡ `p\¡ u sfuL$¡ Åh¡ .„y a dØy pAp¡ âL$pfdp„ rhjepÐdL$ R>¡ A_¡ OX$hpdp„ Apìep Ðepf¡ bfpb¡ f S>Zpep R>.¡ s¡ cprh bÅf_p âhplp_¡ p¡

kL„ $¡s _\u L$¡ V$pV$p Ak¡ V¡ $ d_¡ S¡ >dÞ¡ V$ rg._p¡ s¡ cpM„ hp_p¡ âepk _\u. a Al] kdprhô$ dprlsu V$pV$p çeÃy eAy g aX„ $_u L$pC¡ `Z epS¡ >_pAp_¡ u

Mfuv$u A_¡ hQ¡ pZ dpV$¡ Apa¡ f L$¡ dfÆ sfuL$¡ ^pfu gh¡ „ y _l]. a C[¼hV$uApd¡ p„ fpL¡ $pZ bÅf_p„ ÅM¡ dp_¡ ¡ Ap^u_ lpe¡ R>¡ A_¡ bÅfdp„ h^OV$\u

fpL¡ $pZL$pf_u dX| $u_¡ _Ly $kp_ \hp_u i¼esp R>.¡ a L$©`ep fpL¡ $pZ L$fhp `h| £ sdpfp apC_p[Þieg/CÞhõ¡ V$dÞ¡ V$ AX¡ $hpCTf_u kgpl gp.¡

sdpfu r_h©rÑ dpV¡$ DÑd c„X$p¡m Ecy„ L$fhp_u A¡L$ Apkp_ fus Ap l¡sy dpV¡$ sdpfu AphL$dp„\u 10%* kdr`®s L$fhp_u R>¡. Å¡ sd¡ _p¡L$qfeps lip¡ sp¡ sdpfp b¡rTL$ `Npf_p 12% A_¡ sdpfu L„$`_u_y„ s¡V$gy„ S> ep¡Nv$p_ sdpfp A¡çàgp¡eu âp¡rhX¡$ÞV$ a„X$ (C`uA¡a) A_¡ A¡çàgp¡eu `¡Þi_ õL$uddp„ Åe R>¡. C`uA¡a A_ykpf L$d®Qpfu õh¥[ÃR>L$ fus¡ b¡rTL$ `Npf_p h^pfp_p 88% ky^u hp¡g„V$fu âp¡rhX¡$ÞV$ a„X$ (hu`uA¡a)dp„ s¡d_y„ ep¡Nv$p_ h^pfu iL¡$ R>¡. Ap\u s¡ s¡_u S>ê$fsp¡ A_¡ MQ®_¡ Ap^pf¡ s¡_y„ ep¡Nv$p_ A_yê$` fus¡ h^pfu iL¡$ R>¡. õhfp¡S>Npfu ìephkpreL$ C`uA¡adp„ Aphfu g¡hpsp _ lp¡C s¡Ap¡ s¡d_u Jdf_u âp¡apCg A_¡ Å¡Md DW$phhp_u c|M_¡ A_yê$` çeyÃeyAg a„X$dp„ fp¡L$pZ L$fu_¡ 10% ìe|lfQ_p_y„ `pg_ L$fu iL¡$ R>¡.

*10% ìe|lfQ_p a¼s k|Q_p/^pfZp R>¡. V$L$phpfu sdpfu Jdf, AphL$_u k`pV$u, r_h©rÑ gÿe A_¡ Å¡Md c|M_¡ Ap^pf¡ qL$õkp dyS>b rcÞ_ lp¡C iL¡$ R>¡. sd_¡ sdpfp apC_p[Þieg A¡X$hpCTf_p¡ Ap dpV¡$ k„`L®$ kp^hp_u rh_„su R>¡.

sdpfp r_hr© Ñ Æh_ dpV$¡ sd¡ `ps¡ ¡ S> S>hpbv$pf fli¡ p.¡ Ap\u sdpfu r_hr© Ñ_u bQsp¡ A¡ rhriô$ Ar^L$pf R>.¡ sdpfp bpmL$_p rinZ dpV$¡ s_¡ p¡ D`epN¡ L$fhp_„ y V$pmp.¡ s_¡ ¡ bv$g¡ in¥ rZL$ gp_¡ \u L$pd Qgphp.¡ sd¡ p„ sd_¡ L$f gpc dmi¡ A_¡ sdpfp ks„ p_ s¡ L$¡ sZ¡ u L$dphp_„ y iê$ L$f¡ AV¡ $g¡ s_¡ p/sZ¡ u_p Mc¡ gp_¡ _u S>hpbv$pfu gC gi¡ .¡ sdpfu r_hr© Ñ bQs_¡ õ`i® _l] L$fp¡ A_¡ sdpfu r_hr© Ñ_¡ kf„ rns fpMp.¡ sdpfu r_hr© Ñ A¡ Ns `Y¡ $u L$fsp„ kph AgN fli¡ .¡ s¡ k„ Z| ® fus¡ sdpfu bQs `f S> Qpgi.¡ sdpfu r_hr© Ñ dpV$¡ L$pC¡ bÞ¡ L$ sd_¡ _pZp„ Ap`hp_u _\u.

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