div class=trans-pagebuttonPage 1button div class=trans-image amp-img class=trans-thumb alt=Page 1: OneConstSq 1270 Konica754-20151229163200 · 29122015 · December 29 2015 David Stevens President and Chief Executive Officer Mortgage Bankers Association 1919 M street NW src=https:reader033fdocumentsnlreader033viewer20220427115f6c9cc73e026f2b49720334html5thumbnails1jpg width=142 height=106 layout=responsive amp-img divdivdiv class=trans-pagebuttonPage 2button div class=trans-image amp-img class=trans-thumb alt=Page 2: OneConstSq 1270 Konica754-20151229163200 · 29122015 · December 29 2015 David Stevens President and Chief Executive Officer Mortgage Bankers Association 1919 M street NW src=https:reader033fdocumentsnlreader033viewer20220427115f6c9cc73e026f2b49720334html5thumbnails2jpg width=142 height=106 layout=responsive amp-img divdivdiv class=trans-pagebuttonPage 3button div class=trans-image amp-img class=trans-thumb alt=Page 3: OneConstSq 1270 Konica754-20151229163200 · 29122015 · December 29 2015 David Stevens President and Chief Executive Officer Mortgage Bankers Association 1919 M street NW src=https:reader033fdocumentsnlreader033viewer20220427115f6c9cc73e026f2b49720334html5thumbnails3jpg width=142 height=106 layout=responsive amp-img divdiv